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Construction Site Inspection Worksheet
Field worksheet for construction projects, builder’s risk values, contractors, site security, temporary utilities, weather protection and work hazards.
Project / Contractor / Schedule
Underwriting Focus — Project stage
Use the current phase and percent complete to evaluate unfinished weather enclosure, egress, temporary power, high-value materials and changing fire protection. Verify whether the existing building remains occupied.
Costs / Stored Materials / Equipment
Underwriting Focus — Values and theft exposure
Ask how much copper, lumber, fixtures and equipment remain on site overnight. Value changes through construction; photograph valuable stock and storage controls without treating estimated values as verified appraisals.
Site / Public / Fire Controls
Underwriting Focus — Active site exposures
Photograph openings, trenches, unguarded edges, overhead operations and pedestrian interface. Describe controls as observed or contact reported, not certified as OSHA compliant.
Weather / Water / Renovation / Losses
Underwriting Focus — Storm preparation
Builder’s risk values may be vulnerable before the building is enclosed. Record temporary roof protection, window openings, drainage and severe-weather staging/securement.
Photos to Obtain
Required: readable service tags (if applicable), complete condition/context photos for each recommendation. Never photograph identifying clients without permission.
Narrative Insert
The risk is the owner / developer / general contractor for the construction project at ____, consisting of a ____-story ____ construction ____-square-foot building intended for ____. The project began ____ and is expected to finish ____, with current phase ____ and approximately ____% completed. Estimated total cost is $____.
General contractor and insurance information are ____. Estimated material and subcontracted costs are ____. On-site materials and equipment include ____, with storage and security consisting of ____. Temporary electric, fencing, gate/security provisions and public access are ____.
Fire protection, hot work controls, housekeeping and special site hazards are ____. The building is dried-in / open with weather/water protection ____. Adjacent/occupied exposures and any prior incidents are ____.